1. Type and Scope of Services

    Zürcher Kantonalbank (hereinafter referred to as the "Bank") shall provide content, functions, prices, data and information through this website in relation to financial instruments, currencies, companies etc. (hereinafter collectively referred to as the "ZKB Financial Information"). Some of this information shall be provided by third parties. Although the Bank shall exercise due care in selecting such third parties, there may be delays in the provision of this information, or the information may contain errors or no longer reflect the current situation. The information provided as part of the ZKB Financial Information service is purely of indicative nature.

  2. Changes to the service offering

    The Bank shall be under no obligation to remove any outdated information from this website or to expressly mark it as outdated. The Bank and its suppliers shall have the right to withdraw or change ZKB Financial Information or services at any time without prior notice. Any dated ZKB Financial Information is provided as of this date only. The Bank shall be under no obligation to update or amend any statements pertaining to the future, whether due to the availability of new information, future events or for other reasons.

  3. Ownership of ZKB Financial Information, copyright and trademarks

    The Bank or the applicable owner shall retain all rights, title and interest (including copyright, trademarks, patents and other intellectual property rights or any other rights) in, to and in connection with any ZKB Financial Information (including any texts, data, images and logos). The ZKB Financial Information and individual pages and/or sections of the website may only be printed for personal or internal use, and only on condition that the printed copy contains the required copyright and other intellectual property notices. Users are, in particular, prohibited from changing, copying, sending, forwarding, publishing, licensing, assigning and transferring etc. any ZKB Financial Information or software, either in whole or in part, without the Bank's prior written consent. Neither is the user permitted to create any works based on the aforementioned material or otherwise use the aforementioned material for any business, commercial or public purpose. Nothing in the ZKB Financial Information shall be construed as conferring any licence or right to use any content or material for business, commercial or public purposes. "Zürcher Kantonalbank", "ZKB" and the Zürcher Kantonalbank logo are the registered trademarks of Zürcher Kantonalbank. Other trademarks or logos used within the ZKB Financial Information are the property of the respective trademark owners.

  4. Investment information

    The information published in the ZKB Financial Information shall not be construed as an offer or solicitation to purchase or sell products or services, or as a recommendation to purchase or sell any investment instruments. Neither shall the information published on this website be construed as a listing notice for any stock exchange, including SIX Swiss Exchange, or as any issue prospectus pursuant to Art. 652 a resp. Art. 1156 of the Swiss Code of Obligations. The Banks does not offer the ZKB Financial Information to provide you or other third parties with any investment or other advice. The ZKB Financial Information should not be relied upon for making decisions on legal, tax or other advisory matters, nor should any investment or other decisions be made on the basis of such information. Investors who are interested in a particular investment product should carefully read all the product documents (issue prospectus, term sheet etc.) and the Zürcher Kantonalbank brochure "Special Risks in Securities Trading/Information on the Stock Exchange Legislation" prior to making any investment decision. You should obtain advice from a qualified professional when making any investment decisions.

  5. Statements pertaining to performance

    Historical data on the past performance of an investment product or underlying assets is no indication for future performance. No representation or warranty is made that any indicative performance or specified return will be achieved in the future. Performance data does not include any fees, commissions or expenses charged in connection with the purchase, holding or sale of a financial instrument. Past performance is not necessarily a guide to future performance, i.e. the value of investments can increase as well as decrease.

  6. Research ratings

    Any ratings provided by the Bank's Research department within the ZKB Financial Information are for information purposes only. Users of the website should not base purchase or sale decisions solely on information provided by the Bank's Research department. Research ratings are made by a department at the Bank that is organisationally independent of the unit in charge of issuing structured products. The independence of research carried out by the Bank is in line with the “Directives on the Independence of Financial Research” issued by the Swiss Bankers Association. As a consequence, the Bank's Research rating of a financial instrument may not coincide with the assessment of future market development by the department within the Bank responsible for issuing structured products.

  7. No security for transmitted data

    Whenever you visit the website using an unencrypted connection, your data will be transmitted over an open network which is accessible to anyone. Data may therefore be transferred across national borders even if you and the Bank are located in Switzerland. This involves the following specific risks: data may be intercepted and read by third parties, which may enable third parties to infer that you already have or will have a banking relationship with the Bank. You also acknowledge that any elements transmitted electronically to or from the Bank, for example via email, text message etc., will not generally be encrypted. Even in the event that a transmission is encrypted, information relating to the sender and recipient will be unencrypted. As a result, third parties may be able to infer that you currently have or will have a banking relationship with the Bank. Bank-client confidentiality cannot therefore be guaranteed. The Bank also expressly draws your attention to the risks posed by viruses and the possibility of targeted hacker attacks. It is advisable to use the latest version of the browser and install antivirus software with automatic updates to prevent computer viruses. As a general rule, you should not open emails from unknown sources or unexpected email attachments.

  8. Protection of personal data

    The Bank shall not collect any personal data through this website unless you specifically provide the Bank with such data by completing a form or by any other means. In such event, the Bank may use your personal information to send you marketing information on products and services that the Bank believes may be of interest for you.

  9. Protection of data transferred within the Bank

    Within the Bank, your personal data will be transferred and stored in a protected environment (e.g. firewalls). We shall take all reasonable measures to ensure that your personal data cannot be accessed by third parties, except for such third parties that have been appointed by the Bank to provide services to you. We will only disclose your data to any other third parties, if this is necessary to comply with statutory or regulatory requirements.

  10. Collection of tracking information

    To optimise the material offered on the website, the Bank may collect tracking information that provides information on the surfing activities of users. Such tracking information does not allow individual users to be identified, and does not therefore fall into the category of personal information under the Swiss Data Protection Act.

  11. No warranty, no liability

    While the Bank has taken all reasonable care to ensure that the ZKB Financial Information is accurate at the time of publication, neither the Bank nor its suppliers make any representation or warranty, either express or implied, to you or any third parties that the ZKB Financial Information is accurate, reliable or complete. The Bank accepts no liability and gives no warranty that the functions on the website will be uninterrupted or error-free, that errors will corrected, or that the website or the respective server is free of viruses or harmful components. The Bank excludes all liability for any direct or consequential loss or damage, which may result from using or accessing, or the inability to use or access, the website or any links to third-party websites. Furthermore, the Bank excludes all liability in respect of any tampering, hacking or modifications to the computer systems of the Internet user by any third party.

  12. Links to other websites

    External links will be specifically indicated as such. The Bank exercises no control whatsoever over information on websites linked to the ZKB Financial Information or websites containing links to the ZKB Financial Information and accordingly, does not accept any responsibility or liability in respect of the accuracy, completeness and legality of the content of any such websites, or any offers or services referred to therein. The use of links to such websites or any other websites shall be at the risk of the User.

  13. Information and terms of use pertaining to individual stock exchanges:

    (The original English texts have been included for legal reasons.)

    Hong Kong: HANG SENG FAMILY OF INDEXES provided by Hang Seng Indexes Company Limited.

    Neither Hang Seng Indexes Company Limited nor any of its holding companies and subsidiaries nor Zürcher Kantonalbank or Interactive Data provides any warranties of any kind in relation to such Information (including, without limitation, that the Information is fit for a particular purpose) or accepts any responsibility or its accuracy, completeness and/or consistency, or for any loss or damage whatsoever and howsoever suffered or incurred by any party. With the use of or the access to the Information referred to in this section, the subscriber or any party irrevocably and unconditionally accepts and agrees to be bound by this disclaimer.

    Nikkei Indices

    The copyright of Nikkei 225 is owned by Nihon Keizai Shimbun, Inc. NIKKEI


    The Shanghai Stock Exchange quotes are provided by Interactive Data and The Stock Exchange of Shanghai.
    Both parties endeavour to ensure the accuracy and reliability of the information provided but do not guarantee its accuracy or reliability and accept no liability (whether in tort or contract or otherwise) for any loss or damage arising from inaccuracies or omissions.

    Australian Securities Exchange / ASX

    It is prohibited to use, store, reproduce, display, modify, transmit or distribute the Information without the prior permission from ASX;
    ASX, members of the ASX Group, its Suppliers or their respective licensors reserve all Intellectual Property Rights in the Information to the extent that those Intellectual Property Rights exist under the law from time to time; ASX, members of the ASX Group, its Suppliers and their respective licensors accept no responsibility for any claim, loss or damage arising from the display of Information on the Website or any use of the Information displayed on the Website. By clicking on "accept", you confirm that you have read, understood and accept the above information and the Terms and Conditions Governing Use of "ZKB Financial Information".